Different people have different opinions to people prefer to deposit money. Usually, they divide their salary into two parts. A part is for daily expenses and another is for depositing. Not only that, they may try to reduce costs of various aspects.
不同的.人的金錢觀不一樣。有些人喜歡存錢。通常，他們都會把他們的工資分成兩部分。一部分用於日常開支，另一個是用於 儲存。不僅如此，他們可能還會降低各方面的成本。
Obviously, some people like saving money, while there are others are inclined to spend their future money. They may spend too much on foods, clothes and entertainment; therefore, their expenses often are over their wages. This act brings about risk of getting into debt.
很顯然，有些人喜歡存錢，而有些人則喜歡提前消費。他們可能會花太多錢在食物，衣服和娛樂上；因此，他們的消費總是高於他們的工資。這種行爲可能會帶來負債的危機。
To my way of thinking, people should keep a balance between depositing and advance spending.
我認爲人們應該在存錢和提前消費之間保持一個平衡。
