2017年金融英語考試通關練習

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2017年金融英語考試通關練習

  Directions: There are ten statements in this section. For each statement there are four choices marked A,B,C,D. You should choose the best answer.

31. Basle Accord issued in 1988 divides the capital of a bank into _______.

A. tier one and tier two

B. pass and special mention

C. outstanding and excellent

D. standard and substandard

32. The ’C’ in CAMELS system refers to _________.

A. capacity

B. currency

C. capital

D. capability

33. The difference between the buying rate and selling rate is known as the ________.

A. spread

B. premium

C. discountt

D. par

34. The economic resources of a business are called________.

A. liability

B. asset

C. owner’s equity

D. expenses

35. which item is not a major section in statement of cash flows _________.

A. operating activity

B. financing activity

C. repairing activiy

D. investment activity

36. Working capital is __________.

A. owner’s equity less liability

B. current asset less current liability

C. asset plus current liability

D. long-term loan less current asset

37. In real estate loan, maximum amount of which is _______ of the property.

A. 50%

B. 60%

C. 70%

D. 80%

38. ___________ is a financial market in which securities that have been previously issued can be resold.

A. A primary market

B. A secondary market

C. An issuing market

D. The capital market.

39. Under the transferred letter of credit, _________is the account party.

A. buyer

B. middle man

C. seller

D. bank

40. As in business accounting, the balance of payments records increases in assets and decreases in liabilities as __________, and decreases in assets and increases in liabilities as ________.

A. debit; credit

B. debits; credits

C. credit; debit

D. credits; detits