導語：保險是用來規劃人生財務的一種工具，是市場經濟條件下風險管理的基本手段，是金融體系和社會保障體系的`重要的支柱。下面YJBYS小編向大家介紹保險行業常用英語詞彙，歡迎參考!
commencement and termination 起訖
cover 承保
cover 責任額
deposit premium 預付保費
destroyed 毀壞
earth caves 土壞房屋
event limit 事件限額
exgratia payments 通融賠款
excess loss 超額賠款
exclusion 除外責任
exposed areas 風險承受區域
facultative reinsurance 臨時分保
fault zone 斷層區
finite risk 有限制的風險
flash floods 驟發洪水
flooding of rivers 洪水氾濫
frame structure 框架結構
full coverage 全額承保
full insurance value 足額保險價值
full liability 全部責任
Geophysics Institute 地球物理研究所
GNPI 總淨保費收入
hailstorm 雹暴
heavy damage 嚴重破壞
hollow brick wall 空鬥磚結構
hour clause 小時條款
hurricane 颶風
individual losses 單一損失
insurability 可保性
insured losses 保險損失
intensity 烈度
layering 層次
less exposed 損失可能性小
liability 責任
light damage 輕度破壞
line slips 分保條
loading 附加費
loss occurrence 損失發生
loss occurring basis 損失發生基礎
loss participation 分擔損失
loss settlement 損失賠付
magnitude 震級
malicious damage 惡意損害
moderate damage 中度破壞
multi-story building 多層建建築
Munich Re 慕尼黑再
net retained lines 淨自留額
net retained losses 損失淨自賠額
no profit commission 無純益風險
non-proportional reinsurance 非比例再保險
notification 告知
object 標的
obligatory reinsurance 固定分保
original deductibles 原始免賠額
original rate 原始費率
paid-up capital 已付資本
peak accelerator 峯值加速度
peril 危險
PICC Re 中保再
placement 安排
PML 可能最大損失
policyholder 保單持有者
pool 共保組合
portfolio entry 未滿期責任的出帳
portfolio outgo 未滿期責任的入帳
premium 保費
previous losses 既往損失
priority 分保自留額
priority 自付責任
proportional reinsurance 比例再保險
rainstorm 雨暴
rating 費率
reinforced concrete building 鋼筋混凝土建築
reinstatement 恢復保額
reinsured 分出公司
reinsurer 再保險人
retention 自留額
retention areas 滯洪區
return period 重現期
revoke license 吊銷營業執照
seaquake 海震
second event cover 第二事件承保
securitization 證券化
seismic demage 震害
set-off 抵銷
shear wall structure 剪力牆結構
single 險位超賠
spread loss 分散風險
stop loss 賠付率超賠
storm surges 風暴潮
susceptibility of goods to water 易受水浸性
tarrif 費率表
TG 拐點週期
tidal wave 海嘯
topographic map 地形圖
tornado 龍捲風
total sum insured 總保額
treaty-limits 合約限額
tube structure 筒體結構
underwriting policy 承保政策
windstorm 風暴
social insurance 社會保險
personal property insurance 個人財產保險
insurance of contents 家庭財產保險
險別
Free from Particular Average(F.P.A.)平安險
With Particular Average (W.P.A.)水漬險
All Risks 一切險
risk of breakage 破碎險
risk of clashing 碰損險
risk of rust 生鏽險
risk of hook damage 鉤損險
risk of contamination (tainting)污染險
insurance against total loss only (TLO)全損險
risk of deterioration 變質險
risk of packing breakage 包裝破裂險
risk of inherent vice 內在缺陷險
risk of normal loss (natural loss)途耗或自然損耗險
risk of spontaneous combustion 自然險
risk of contingent import duty 進口關稅險
insurance against war risk 戰爭險
Air Transportation Cargo War Risk 航空運輸戰爭險
overland Transportation Insurance War Risk 陸上運輸戰爭險
insurance against strike， riot and civil commotion (SRCC)罷工，暴動，民變險
insurance against extraneous risks， insurance against additional risks 附加險
risk of theft， pilferage and nondelivery (TPND)盜竊提貨不着險
risk of fresh and/of rain water damage(wetting)淡水雨淋險
risk of leakage 滲漏險
risk of shortage in weight/quantity 短量險
risk of sweating and/or heating 受潮受熱險
risk of bad odour(change of flavour)惡味險，變味險
