Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline below:
1)近年來越來越多的大學生開始使用信用卡
2)分析產生該現象的`原因
3)針對大學生使用信用卡提出你的建議
本題屬於提綱式文字命題。提綱第1點指出一種現象，提綱第2點要求分析產生該現象的原因，提綱第3點要求針對該現象給出我的建議，由此可判斷本文應爲現象解釋型作文。
根據所給提綱，本文應包含如下內容：描述大學生使用信用卡的現狀;分析大學生信用卡用戶增加的原因;針對大學生使用信用卡提出我的建議。
Credit Cards on Campus
In recent years, credit cards have gained more popularity among college students. With banks more focus on college market, an increasing number of college students have applied for a credit card and begun to consume by it.
The following three factors can account for the popularity of credit cards in college. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have no much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students apply for credit cards.
