Dialogue 1
M: Are you free next thursday?
F: Yeah, why, is there something going on Thursday?
M: A bunch of us in the office are planning a retiring party for Bob, he's been with the office for ages, so everyone was really suprised to hear he took early retirement.
F: Bob is retiring, 's news to me, I had no idea Bob was that old, retirement's still sixty-five, right?
M: Retirement age is still five, but I think more and more people are retiring earlier, I think Bob's in upper fifties already, he just looks pretty young.
F: Wow...I thought he was early forty stops, why would he want to retire so soon?
M: Well, I think you prepare it well and capture good savings, retiring early can give you a lot more time for travel and other activities, you should get
out and enjoy the life you still can't, don't you think?
F: I guess if you have a Heathy Fore One Key Plan, why not retire a few years early,so what plans does Bob have for his new life after retirement, he's
been bringing his traveling brochures to the office and talking about all these exhouted places like Fiji and Hawaii, I have a hunch he'll take a second
honey moon with his wife to some sunny paradise.
下週四你有空嗎?
有空啊.週四有什麼事情嗎?
我們辦公室的這些人計劃爲鮑勃開個退休晚會. 他在公司幹了那麼多年,所以大家聽說他提前退休真的很吃驚.
鮑勃要退休嗎? 哇,這可是個新聞...我根本不知道他有那麼大年紀.還是65歲退休,對吧?
退休年齡還是65歲,但我認爲越來越多的人提前退休.我想鮑勃已經超過55歲了,他只是看着年輕.
哇,我一直以爲他最多40出頭.他爲什麼那麼早退休?
唉,我想如果你已經做好準備而且有一小筆的存款,提前退休可以使你有更充裕的時間去旅行或者幹其他事情.你應該在自己精力還旺盛的時候就去退休享受生活,你不覺得嗎?
我想如果你加入了健康401K計劃的話,那爲什麼不提早幾年退休呢?那鮑勃對他退休後的新生活有什麼打算?
他把他的旅遊手冊帶到了辦公室,還談到了所有那些異國情調的地方,如斐濟和夏威夷...我有個預感他要和他妻子去一些陽光明媚的人間樂園去度第二次蜜月.
Dialogue 2
F: How are the benefits for your new job?
M: it's the standard package, dental and health, but the best thing is our retirement plan, our compamy has a matching contribution program, which means my monthly deposit into my Fore One Key Plan, it match by the company, dollar to dollar.
F: Really? That's quite a substantialist systems from your company for your future planing, after forty or so years of work force, you'll have a hefty sum left over for your retirement.
M: Yeah, I'll have a sweet little estate waiting for me, my Fore One Key is only my saving plan, my wife and I also got a stock portfolio that is earmarked for our retirement.
F: You certainly are well prepared, your golden years will be quite golden if the stock market keeps doing well,
M: We hope to have a little money later await, that way, we can really enjoy our retirement, maybe I might even be able to take in early retirement,
we might do a little of traveling if we want to, and having for bid, if we do have some health problem, at least we're financial secured to be able to pay for medical treatment.
你那份新工作待遇怎麼樣?
都是標準的福利包,包括牙齒和健康保險,不過最好的是退休計劃.我們公司有個配套的出資計劃,就是說我們每月投給401K養老計劃多少錢,公司就給我再交相應的一份,1美元對一美元.
真的'嗎?那你們公司得拿出一大筆錢來資助你們的未來計劃.大約工作30年後,你就會有一大筆退休金.
是的,我將有數目不小的養老金等着我呢.不過,我的401K計劃並不是我唯一的存款計劃.我和我妻子還爲我們的退休生活買了股票有價證券.
你們的確是準備得很周全!如果股票市場持續走好的話,你們的退休生活會更加幸福.
我們希望存下一點兒錢,那樣我們退休後就能真正地享受生活,也許我還能提前退休,如果我們願意的話還可以出去旅遊,而且,如果健康出了問題(但願不會如此),至少我們經濟上有保證,能夠支付醫療費.
